If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not cover your personal property within your own unit, or your liability if someone is injured on your property.
Condominium insurance provides protection where condo associations do not. Condo and town house coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, and wallpaper. Guaranteed Replacement options are available.
At Pope Insurance Agency, Inc., we know that what may work for one condominium owner, won’t necessarily work for you. Which is exactly why we aim to create individualized insurance plans that reflect the distinct needs of you, your family and your unique residence.
Give us a call today at 508-695-7938 to learn more about condominium insurance in Massachusetts or simply fill out our quick and easy quote form on this page and one of our agents will be in touch with you shortly to give you a free, no obligation quote.