Commercial Vehicle Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not normally covered by a personal auto policy. Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name.
Whether your company needs to purchase a commercial auto insurance policy can be dependent upon the type of driving its employees do. Commercial auto insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorists coverage to Massachusetts businesses. However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits. Our agents will sit down with you and explain your business’s vehicle insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.
We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping and search our companies to find you the best combination of rates and coverage. Contact us today or call to learn more about your options – or get a free commercial auto insurance quote right now!